Give from Your IRA

A simple way to support Greater Rome while making the most of your charitable giving.

If you're age 70½ or older, your IRA can be a powerful way to make a difference in the community you call home.

A Qualified Charitable Distribution (QCD) allows you to make a gift directly from your IRA to an eligible charitable organization, like the Community Foundation for Greater Rome. It's a convenient way to support causes you care about while potentially receiving valuable tax benefits.

What Are the Benefits of a QCD?

  • Give directly from your IRA. Your gift goes straight from your IRA custodian to an eligible charitable organization.

  • Potentially reduce your taxable income. A qualifying distribution is generally excluded from your taxable income, even if you don't itemize deductions.

  • Satisfy your Required Minimum Distribution (RMD). If you're required to take an annual distribution from your IRA, a QCD can count toward that requirement.

  • Make a lasting local impact. Your gift can support the needs and opportunities that matter most to Greater Rome.

Where Can Your Gift Make a Difference?

Through the Community Foundation for Greater Rome, your QCD can support:

The Greater Rome Impact Fund

Your gift joins others to address important community needs, support local nonprofits, and invest in opportunities that strengthen Greater Rome today and for future generations.

Other Eligible Charitable Funds

You may also direct your gift to other qualifying charitable funds held at the Community Foundation, depending on the fund's purpose and structure.

Please note: IRS rules do not allow QCDs to be contributed to donor-advised funds.

How Do I Make a Gift from My IRA?

It's a straightforward process:

Contact your IRA custodian. Let them know you would like to make a Qualified Charitable Distribution to the Community Foundation for Greater Rome.

Direct your gift. Your IRA custodian will arrange for the distribution to be made directly to the Community Foundation.

  1. Let us know your intentions. Contact us so we can ensure your gift is credited to the appropriate charitable fund and provide an acknowledgment for your records.

To qualify for a particular tax year, your distribution must be completed by December 31 of that year. We encourage you to begin the process early.

Let's Make a Difference Together

Whether you want to support our community broadly through the Greater Rome Impact Fund or have a particular charitable interest in mind, we're happy to help you explore your options.

Contact the Community Foundation for Greater Rome to get started.

Important Information: You must be at least age 70½ at the time of your distribution to qualify for a QCD. Annual limits and additional IRS requirements apply. A qualifying QCD is generally excluded from taxable income and cannot also be claimed as a charitable deduction. The Community Foundation for Greater Rome does not provide tax, legal, or investment advice. Please consult your tax or financial advisor to determine whether a QCD is appropriate for your circumstances.